The Problem
Attention Collapse in the Agentic Age
Traditional gatekeeping has collapsed under scale. Every individual now faces an unprecedented assault on their attention, productivity, and financial security. Current tools block — they don't monetize.
Americans waste 186 million hours per year on unwanted calls.
Deepfakes and AI-generated fraud are accelerating losses.
47% of all email traffic is spam — 176 billion junk messages per day.
The average professional loses 15 hours weekly to digital noise.
The Solution
One Button Changes Everything
Answer. Decline. STMA.
One Tap Action
Instantly routes the caller to your personal AI Agent — no apps to open, no menus to navigate.
Agent Screening
"This is [Name]'s AI agent. State your purpose." Real-time intent analysis in under 300ms.
Live Intel
Receive a push notification with a live transcript, intent summary, and confidence score.
LXUSD Settlement
All deposits, fees, and credits settle natively in LXUSD stablecoin — from $0.50 micro-deposits to $500+ VIP access.
Architecture
Three-Layer Infrastructure
Built on frontier models, open protocols, and cryptographic micropayments.
Layer 1: Agent Core
- —Frontier LLMs (>1M context)
- —Sub-300ms latency
- —Hybrid on-device + cloud
- —Vector + graph memory
Layer 2: Economic (LXUSD)
- —x402 Protocol native
- —HTTP 402 Payment Required
- —LXUSD stablecoin settlement
- —Fiat on-ramps via Stripe
Layer 3: Interoperability
- —Google A2A compliant
- —AgentCard manifests
- —DID + verifiable credentials
- —Smart contract hooks
Economic Engine
Pay-to-Reach Tiers in LXUSD
Every inbound interaction is routed through your personal STMA agent. Users configure pricing that reflects the value of their time. All transactions settle in LXUSD — from micro-deposits to high-value executive access fees.
STMA / LXUSD TOKEN
| Tier | LXUSD Deposit | Use Case | STMA Fee |
|---|---|---|---|
| Whitelisted | 0 LXUSD | Family, friends, known vendors | Auto-approved |
| Personal Cold | 0.50 – 2.00 | Friends-of-friends, non-commercial | 15% |
| Commercial | 5.00 – 99.00 | Sales, recruiters, biz dev | 20-25% |
| High-Value VIP | 50 – 500+ | Board meetings, media, exclusive | 15% cap |
| Spam Penalty | 10+ Forfeit | Auto-burn for proven spam | 30% to user |
Upstream Revenue
Telco & ISP Firewall Charging
STMA extends the economic firewall upstream to the carriers themselves, turning spam into bill credits for users.
Attention Protection Surcharge
Voluntary intercarrier settlement: originating carrier pays $0.01–$0.05 per flagged spam call in LXUSD.
Revenue Share
Terminating carrier shares 40-60% of recovered fees with STMA as licensing and data revenue.
User Bill Credits
STMA passes 30-50% back to users as monthly Attention Credits — $5-$25/mo in high-spam markets.
Regulatory Sanctity
Fully compliant with TRACED Act, STIR/SHAKEN, TCPA. Strictly voluntary, contract-based, opt-in.
Financials
Year 1: $70M ARR Run-Rate
1M users @ $18 ARPU + transaction fees
20 major carriers, mitigation fee share
Early corporate pilots, white-label
See It In Action
The STMA Experience
Watch how the third button transforms every incoming call into a sovereign, monetized interaction.
Full iPhone screen view — see every detail of the STMA third-button experience
The Future of Communication Is Sovereign, Paid, and Agent-Mediated
We are building the gatekeeping infrastructure of the AI age. The layer through which all meaningful digital interaction flows.
[email protected] | www.stma.ai